Health insurance is insurance against the risk of incurring medical expenses among individuals. By estimating the overall risk of health care and health system expenses, among a targeted group, an insurer can develop a routine finance structure, such as a monthly premium or payroll tax, to ensure that money is available to pay for the health care benefits specified in the insurance agreement. The benefit is administered by a central organization such as a government agency, private business, or not-for-profit entity. According to the Health Insurance Association of America, health insurance is defined as "coverage that provides for the payments of benefits as a result of sickness or injury. Includes insurance for losses from accident, medical expense, disability, or accidental death and dismemberment". Via
In this video you'll watch a man who challenged a huge vehicle crossing him without being hurt, does health insurance contract includes such things? and does it really pay to his family if he died?
Health insurance divided into 3 major sections
Private Medical Insurance
Private Medical Insurance offers numerous benefits to you, your family and your business including helping to pay your medical bills and expenses if you are treated privately in hospital. It also gives you peace of mind that the health of your employees and your business is protected. Trust us to find the PMI policy that provides the right cover for you.
Income Protection Insurance
Income protection insurance is a financial safety net that supports you if an accident or illness prevents you from working. We are here to guide you through the many options that income protection policies can offer. See more about how we can provide you the right amount of replacement income at the time when you need it most.
Life & Critical Illness Insurance
Our life and critical illness insurance policies have distinct benefits designed to provide the best solution for you and your family. We can help you to make informed decisions on which policies are best suited to your needs. We are committed to providing you with impartial advice and the best value life and critical illness insurance.