Playing With a Crocodile Included In Life Insurance

This man like to play with dangerous animals like crocodiles or in other world playing with his life, but some asked my a crazy question if the playing with such animals included in the personal insurance polices or not, I've told him I don't care if the crocodile eats me hahaha.

Life insurance- commonly life assurance is a contract between an insured (insurance policy holder) and an insurer or assurer, where the insurer promises to pay a designated beneficiary a sum of money (the "benefits") in exchange for a premium, upon the death of the insured person. Depending on the contract, other events such as terminal illness or critical illness may also trigger payment. The policy holder typically pays a premium, either regularly or as a lump sum. Other expenses (such as funeral expenses) are also sometimes included in the benefits.

Life policies are legal contracts and the terms of the contract describe the limitations of the insured events. Specific exclusions are often written into the contract to limit the liability of the insurer; common examples are claims relating to suicide, fraud, war, riot and civil commotion.

Personal Insurance

Personal Accidents Insurance – covers injuries, deaths, total or partial disability of the policyholder, including medical expenses in accordance with the amount of coverage set in the insurance policy.

Travel Insurance – covers personal accidents, urgent medical treatment, and baggage loss and flight delays.

Life Insurance – a contract between the policyholder and the insurance company by which the company, in the event of the death of the policyholder, pays a specific amount of money to the beneficiaries; where the policyholder pays an amount of money either as monthly payments or a lump-sum.